🎉 New: Loan Interest Rates Reduced! | 🛠️ User Dashboards coming soon | 📅 Next AGM: Feb 15th 2025
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Welcome to Penta-O SACCO LTD

Building a better financial future together.

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Overview

Introduction

Penta-O SACCO LTD is a premier financial cooperative committed to providing its members with comprehensive and reliable financial services. Founded with the goal of promoting economic empowerment and community development, we offer a range of tailored financial solutions to meet the diverse needs of our members.

Membership

Becoming a member of Penta-O SACCO is a simple and rewarding process. We welcome individuals who are interested in joining a cooperative that values their financial well-being. Membership benefits include access to our full range of services, participation in decision-making processes, and the opportunity to contribute to and benefit from the collective success of the SACCO.

Our Products

Explore Unlimited Services Available at Penta-O

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Savings Products

Start your savings today and be assured of your future.

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Loan Products

All types of required loans are available.

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Other Products

You can explore other services here.

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About Us

Our Mission

At Penta-O SACCO LTD, our mission is to enhance the economic well-being of our members through tailored financial services and community-driven initiatives. We strive to be a beacon of trust and reliability in the financial cooperative sector.

Our Vision

Our vision is to create a financially empowered community where each member has the tools and opportunities to achieve their financial goals and contribute to collective growth and prosperity.

Latest News

Official Registration of Penta-O SACCO

July 30, 2024

We are thrilled to announce that Penta-O SACCO is now officially registered!

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Our First General Meeting

Nov 07, 2024

On Nov 07, 2024, Penta-O SACCO held its first-ever General Meeting.

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Management Committees Officially Constituted

Nov 30, 2024

We are pleased to announce that the Penta-O SACCO Office has been officially constituted.

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Testimonials

Edward Januzaj

"This SACCO has greatly improved my financial stability. The services are exceptional!"

Name: Edward Januzaj
Year Joined: 2024

Oriwo

"Being a member of this SACCO has been a fantastic experience. The support is unmatched."

Name:Samwel Oriwo
Year Joined: 2024

Amos

"The unique features —like the real-time dashboard—make managing my finances so easy.

Name:Amos Obote
Year Joined: 2024

Downloads

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Membership Application Form

Download
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Savings Policy Document

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Loan Application Form

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Loan Policy Document

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Frequently Asked Questions

Penta-O SACCO is a savings and credit cooperative society that allows members to pool their savings and access credit facilities at competitive rates. Members benefit from financial empowerment, savings growth, and access to loans.

Anyone aged 18 or older, with a valid ID or passport, and willing to commit to regular savings can join Penta-O SACCO. Membership is open to individuals, groups, and organizations.

Members can apply for loans online through the member portal or at SACCO offices. Loan approval depends on savings, credit score, and guarantor availability.

You can save as much as you wish, with no upper limit. Regular contributions help build your savings and increase your eligibility for loans and other benefits.

You can withdraw funds by submitting a withdrawal request through the SACCO portal or at the SACCO office. Withdrawals may be subject to specific terms depending on your savings plan.

Yes! Penta-O SACCO offers referral incentives for existing members who introduce new members. The referral bonus is credited directly to your savings account.

Our Partners

Our Milestones

Foundation Year

2024 Jan

Our SACCO was established with a mission to empower community members through collective savings and lending services.

Reached 100 Members

2024

We celebrated a significant milestone by reaching 100 active members, strengthening our community presence.

Launched Digital Platform

2024

Introduced our online platform, allowing members to access services from the comfort of their homes.

Surpassed Ksh.500,000 in Assets

2024

Achieved a major financial milestone by surpassing Ksh.500,000 in total assets.

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