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Cookies Policy

This Cookies Policy explains how Penta-O SACCO ("we," "our," or "us") uses cookies and similar tracking technologies when you visit our website or use our online services. We are committed to being transparent about the technologies we use.

1. What Are Cookies?

1.1. Cookies are small text files that are placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites work efficiently and to provide information to website owners.

1.2. Cookies help us recognize your device, remember your preferences, and improve your overall experience on our website.

2. Types of Cookies We Use

We use the following types of cookies on our website:

Cookie Type	Purpose	Duration
Essential	Required for the website to function properly. These enable core features such as security, session management, and accessibility. You cannot opt out of these cookies.	Session / Up to 1 year
Analytics	Help us understand how visitors interact with our website by collecting and reporting anonymous usage information. This data helps us improve website performance and user experience.	Up to 2 years
Functional	Enable enhanced functionality and personalization, such as remembering your language preferences, region, or login details for future visits.	Up to 1 year
Marketing	Used to deliver relevant advertisements and track the effectiveness of marketing campaigns. These cookies may be set by our advertising partners.	Up to 2 years

3. How We Use Cookies

3.1. To ensure our website operates correctly and securely.

3.2. To remember your preferences and settings for a better browsing experience.

3.3. To analyze website traffic and usage patterns to improve our services.

3.4. To provide relevant content and communications to our members and visitors.

3.5. To prevent fraud and enhance the security of our online services.

4. Third-Party Cookies

4.1. Some cookies are placed by third-party services that appear on our pages. We do not control the use of these cookies and you should refer to the third party's cookie policy for more information.

4.2. Third parties we may work with include:

• Google Analytics — for website traffic analysis
• Payment service providers — for secure transaction processing
• Social media platforms — for social sharing features

5. Managing Your Cookie Preferences

5.1. Most web browsers allow you to control cookies through their settings preferences. You can set your browser to refuse or delete cookies.

5.2. To manage cookies in popular browsers:

• Chrome: Settings → Privacy and Security → Cookies
• Firefox: Settings → Privacy & Security → Cookies and Site Data
• Safari: Preferences → Privacy → Cookies and Website Data
• Edge: Settings → Cookies and Site Permissions

6. Do Not Track Signals

6.1. Some browsers feature a "Do Not Track" (DNT) signal. We currently do not respond to DNT signals, as there is no industry-wide standard for handling them.

7. Updates to This Policy

7.1. We may update this Cookies Policy from time to time to reflect changes in our practices or for operational, legal, or regulatory reasons.

7.2. We encourage you to review this policy periodically for the latest information about our use of cookies.

8. Contact Us

If you have any questions about our use of cookies, please contact us: